- The immediate moments following an accident are refered to as the 'golden hour' in law, where crucial pieces of evidence can be documented in their original state.
- Differences between what was documented and what actually happened can be drastic. Make sure there is visual documentation to support your own case.
- If you are seriously injured, make sure to quickly arrange for someone else to take photos of the accident scene.
- Small details like scratches, paint transfers, dents and even your own clothing can serve as valuable evidence later on.
- Just like wearing protective gear while riding, proper insurance coverage is a necessity for motorcyclists regardless of skill level.
- One of the best areas not to skimp when it comes to insurance is high UM/UIM limits, which protect you in the event of an accident with an underinsured or uninsured motorist.
- One problem with opting for the cheapest liability insurance is that most minimum limits are out of date and fail to account for today's rising medical costs.
- One of the benefits of carrying higher limits of liability is that many insurance companies will match it with the same UM/UIM limits, allowing you to remain covered regardless of the other driver.
- While many other forms of coverage like comprehensive and collision coverage exist, none of them come close to the importance of UM/UIM insurance.